Get a quick personal loan to meet your urgent financial needs, as a student or a salary earner.
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Get up to N50,000 on the Microbiz Mobile App, or via USSD and take care of your personal needs.
To qualify, operate a Microbiz Savings Account, for more than 3 months, fill our online loan application form, provide necessary documents, and sign-on to a Global Standing Instruction Mandate, with your BVN.
4% Monthly Interest rate
Tenor is between 1 - 2 Months
Minimum Monthly Turn over in savings account
2.5% Processing Fee (including credit life insurance)
Loan Limit is between N10,00 and N50,000
Apply for a Nano LoanThis is a loan product specially designed for Salary Earners in both public and private sectors, across the federation to meet-up with their short-term financial needs.
It is seamless to access within 12 hours after fulfilling all the necessary requirements! With excellent relationship management, amazing customer service, and flexible repayment option, Microbiz offers this loan product with different tenors ranging from 3 to a maximum of 12 months.
4-5% Flat Monthly Interest Rate
Tenor is between 3 - 12 Months
Minimum loan amount is N50,000 & Maximum is 2 Million Naira per individual.
Repayment is on monthly basis tied to salary account, using Remita and Direct Debit Mandate.
Apply for a Payroll Loan
Hear what some of our customers say about their experience!
"I appreciate Microbiz. Your services to me were properly done, even though I delayed on my part but you really did come through for me."
Daisy Okpebholo
"Everything went successfully. I really do appreciate your timely services. I am glad I came to you and I wasn't disappointed. God bless you richly."
Dr. Ahmed Usman
"I received a professional and helpful service on my first loan request with Microbiz. Every question I had was answered in a timely manner."
Gift Akaruese
"Thank you so much for your services so far. You made it possible for me to succeed. I will be recommending you to some one, he will need your help too."
Osuagwu Kingsley
"Yes I was successful. Thank you so much for your help. God bless you richly. I will send some pictures so that you can rejoice with me."
Medinatu Onyoiza
"Thank you so much for your timely services. You beat my expectations, also thank God with me, things went sucessfully for me."
Henry Ugwu
Get a Microbiz account today and enjoy a lifetime of seamless banking experience!
