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Microbiz Nano Loans

Get up to N50,000 on the Microbiz Mobile App, or via USSD and take care of your personal needs.

To qualify, operate a Microbiz Savings Account, for more than 3 months, fill our online loan application form, provide necessary documents, and sign-on to a Global Standing Instruction Mandate, with your BVN.


4% Monthly Interest rate

Tenor is between 1 - 2 Months

Minimum Monthly Turn over in savings account

2.5% Processing Fee (including credit life insurance)

Loan Limit is between N10,00 and N50,000

Apply for a Nano Loan

Now-Now Cash Payroll Loans

This is a loan product specially designed for Salary Earners in both public and private sectors, across the federation to meet-up with their short-term financial needs.

It is seamless to access within 12 hours after fulfilling all the necessary requirements! With excellent relationship management, amazing customer service, and flexible repayment option, Microbiz offers this loan product with different tenors ranging from 3 to a maximum of 12 months.


4-5% Flat Monthly Interest Rate

Tenor is between 3 - 12 Months

Minimum loan amount is N50,000 & Maximum is 2 Million Naira per individual.

Repayment is on monthly basis tied to salary account, using Remita and Direct Debit Mandate.

Apply for a Payroll Loan

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